Zentavos
Zentavos is a fintech startup designed to provide users with a single window to all their personal and professional finances. With AI, geolocalization, and banking integrations, Zentavos is your CFO (Chief Financial Officer) where you can control and forecast your finances.
Industry
Fintech
Service
Mobile Application Development, Financial System Integrations (Banking & APIs), Artificial Intelligence (AI) Implementation, Geolocation Feature Development, Cloud Services Consulting & Development.
Tools Used
Plaid: For banking integrations and secure access to financial data. Artificial Intelligence (AI): For financial data analysis and predictive functionalities. Cloud Services: For scalable infrastructure and secure data storage. Maps API: For geolocation functionalities. Mobile Application Development: Platforms and languages for iOS and/or Android.
Completion Timeline
The MVP was launched on 6 months
Client Challenge & Project Overview
Zentavos, a fintech startup, aimed to create an all-encompassing application to provide users with a single window for managing all their personal and professional finances. The core challenge was to develop a platform that would simplify financial control and streamline annual tax filing, effectively acting as a personal CFO with robust financial control and forecasting capabilities.
Solution Implemented
Blue People developed the Zentavos mobile application, a robust and multifaceted solution designed to empower small business owners and individual users with advanced financial tools. The solution focused on integrating various technologies to offer automated and intelligent financial management.
Key Features
Financial Dashboard: A centralized panel to monitor expenses, investments, and income in real-time.
Banking Integration: Connection with multiple banking sources to consolidate all financial information.
Geolocation for Deductions: A geolocation tracker to measure tax-deductible miles.
AI Support: Artificial intelligence functionality to analyze financial data and offer insights.
Digital File Cabinet: A secure cabinet to upload receipts and relevant financial information.
Future Functionalities (MVP completed with continuous evolution): Digital wallet, bookkeeping, accounting, and tax preparation, real-time cash flow insights, real-time financial reports, tax liability calculation, invoicing, on-call CFO, full back-office support, access to capital, and financial & business education library.
Key Results and Benefits
Blue People's implementation of the solution for Zentavos delivered a powerful, centralized financial tool, simplifying financial management for personal users and small business owners.
Centralized Financial Management: Provides a single window for all finances, enhancing control and visibility.
Process Automation: Banking integration and geolocation tracking reduce manual effort.
Intelligent Insights: AI support helps users understand and forecast their finances.
Future-Proofing: The robust MVP allows for continuous evolution to incorporate key functionalities like accounting, taxes, and capital access.
Conclusion
Blue People's collaboration with Zentavos resulted in the development of an innovative fintech application that serves as a complete personal and professional financial manager. By integrating advanced technologies like AI, geolocation, and banking integrations, Blue People provided Zentavos with a solid foundation to revolutionize financial management, offering users unprecedented control over their assets and projections. This project highlights Blue People's capability to build complex and scalable digital solutions that address specific market needs.
